Working in the customer success department at MakeMusic, I have seen all sorts of Finale files. As the notation product specialist, files exhibiting the most unusual behavior usually cross my desk at some point.
Finale 2011 and Garritan Personal Orchestra
Finale 2011 comes bundled with a diverse collection of high-quality VST/AU instrument samples created by Garritan Libraries. In addition to instruments from their flagship Garritan Personal Orchestra, Finale also includes instruments from other Garritan libraries including Jazz and Big Band, Concert and Marching Band, Authorized Steinway, and more.